Cashing In On Your Dental Insurance Benefits Before Year End

It’s that time of year again. If you have dental insurance benefits, a Flexible Spending Account (FSA), or a Health Savings Account (HSA) plan, it’s time to book your appointment before 2016 is over. After all, you are probably paying into it, so make sure you use it before the end of the year sneaks up on you and you end up losing it.

Not always does dental insurance cover cosmetic procedures, but sometimes you can cover the cost of those expenses with your HSA or similar health savings plan, if it is deemed as necessary cosmetic dentistry. However, you may not include teeth whitening in your medical expenses in your HSA.

Need another reason to call your Monterey dentist, Dr. Van Kooten, before the end of 2016? When you delay dental treatment, you risk more extensive and expensive treatment in the future. What may seem insignificant now, like a small cavity or minor case of inflamed gums, could turn into a root canal or serious infection later. Don’t risk making your dental issues become far worse than the original issue. If you have the dental insurance, FSA, or HSA to cover your dental treatment, use it before you lose it.

Most dental insurance carriers will cover at least a portion of the following dental services:

If you live or work on the Monterey Peninsula and are seeking a periodontist or dentist nearby, we invite you to Lighthouse Family Dentistry at 251 Lighthouse Avenue in Monterey, California, which is only a block and a half away from the DLI Private Bolio Gate.

From teeth cleaning and dental exams, to teeth whitening and tooth implants, Dr. Van Kooten and her team have you covered. To schedule an appointment with Dr. Van Kooten, call us at (831) 373-0478 or email

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